Services & Support
Payment & Finance
Finance Options
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- Payment options
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Finance Options
At Comet we offer different finance options to suit you and your budget. Ask in store for more details:
Option 1 - Payment Plan*
With this plan, more expensive items can become manageable without having to pay the whole cost in one go. Our Payment Plan breaks down the cost of purchases of £300 or more into easy repayments.
Here are a few examples of how it could work for you:
| Purchase Price | Deposit (minimum 10%) | Amount of Credit | Payments (48 monthlys) | Total Amount Payable (inc.deposit) |
|---|---|---|---|---|
| 300 | 30 | 270 | 8.58 | 441.84 |
| 500 | 50 | 450 | 14.29 | 735.92 |
| 700 | 70 | 630 | 20.01 | 1030.48 |
| 900 | 90 | 810 | 25.73 | 1325.04 |
| 1,100 | 110 | 990 | 31.45 | 1619.60 |
| 1,300 | 130 | 1170 | 37.16 | 1913.68 |
| 1,500 | 150 | 1350 | 42.88 | 2208.24 |
| 2,000 | 200 | 1800 | 57.18 | 2944.64 |
| 2,500 | 250 | 2250 | 71.47 | 3680.56 |
Option 2 - Buy Now Pay Later* (this offer is subject to change or availability)
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The benefits of this plan are:
- Enjoy no payments or interest for the 6 month promotional period - nothing is backdated
- Choose either to pay the balance in full completely free of interest (early settlement charge of £25 applies).
- Or spread the cost over 3 years and if, at any stage during the loan, you have the money to pay it off in full, you can.
We currently offer buy now pay later over 6 months. Here's an example of how this plan could work for you:
| Representative Example: | |
| Cash Price (£299 min) | £299.00 |
| Deposit (10% min) | £29.90 |
| Loan Amount | £269.10 |
| Duration of the Agreement | 42 months |
| Payment for 6 months at*** | £0.00 |
| then 36 months at | £11.35 |
| Total Amount Payable (inc deposit) | £438.50 |
| Interest rate (fixed) for 6 months | 0% |
| Interest rate (fixed) for 36 months | 31.5% |
| Representative 24.9% APR |
*** At the end of the above period settle in full (£25 early settlement charge applies) or make monthly payments as stated above.
Option 3 - Everyday Credit*
If you have are an exisiting Comet cardholder, you can use it just like any other credit card to pay for goods in Comet as often as you want.
- There is no minimum credit.
- You can either settle your Account in full each month or decide to spread the cost of your purchases. If you want to spread your payments you must make a minimum monthly payment shown on your statement, you may of course pay more than the minimum amount required each month. If you do not pay the whole balance owed every month you will be charged interest which could mean it will take you longer, and cost you more, to repay the full balance.
- No deposit required.
Representative 24.9% APR variable
*Credit, subject to age and status, is provided by Santander Cards UK limited. Registered office: 2 Triton Square, Regent's Place, London NW1 3AN. Registered in England and Wales. Registered number: 1456283. Comet Group Ltd acts as a credit intermediary and only offers products for Santander Cards UK Limited’. Registered office: George Street, Hull, HU1 3AU. Registered in England. Registered number: 278576.
